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How Can Insurance Factor into a Dog Bite Lawsuit in Illinois?In the event that a person is injured from a dog bite attack, he or she may be able to hold the owner liable for civil damages. Pain and suffering, serious injuries, and wrongful deaths can result from an unprovoked animal attack. On average, homeowners’ insurance companies pay out more than $300 million per year for dog bite injuries. Medical bills, lost wages, disability or disfigurement, and trauma can all factor into the amount of compensation that the victim is owed. Depending on whether or not the guilty party has insurance, the route to compensation may be drastically different.

What to Do After the Dog Bite?

Dog bite incidents can be rather complex if the owner is a friend or family member of the victim. Despite who is involved, it is important for a victim to immediately seek medical assistance after the bite. Depending on the severity of any injuries sustained, financial compensation may be required. After the injuries are treated, the victim should gather pictures, medical records, videos, and statements to help strengthen his or her case.   

If the Owner Has Insurance

If a dog bite occurs without provocation, in a location where the injured party was lawfully allowed to be, compensation may be sought. If the dog owner has insurance, the injured person may have a better opportunity to receive restitution. Dependent on the dog owners’ policy coverage, the insurance company may help cover liability costs. Victims should be wary of an initial “low-ball” offer from the insurance company.

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Contact an Illinois Dog Bite Attorney

If you have suffered a dog bite injury, our personal injury lawyers can help you determine the actual value of the damages you have suffered, and we will work to help you recover the compensation you deserve. Call us at 630-552-6860 or fill out the form below to arrange a free consultation.

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